Hi.Germany: For a stressfree start into the new chapter of your life.

With the Hi.Germany health insurance, as an international specialist, you are well protected for your time in Germany.

We want to ensure that you have an all-round carefree stay in Germany

Hi.Germany is our solution for employees and self-employed persons who come to Germany with a temporary residence permit from a non-EU/EEA country: A comprehensive health insurance with a term of up to 5 years at particularly attractive premium conditions. Another advantage: An hassle-free online application process in English so that your new chapter in Germany begins in a relaxed manner.

Are you coming to Germany from the EU/EEA or switzerland? In this case, the wide portfolio of Hallesche comprehensive insurance products is at your disposal to cover your individual needs. For more information on this topic contact us here.

Choose the right solution flexibly

Whatever is important to you: Thanks to the modular principle you can choose Hi.Germany Tariffs flexibly according to your individual needs. You can choose between comfort protection (L) and a lower-priced basic protection (S). The same applies to tooth protection, which can optionally be added to your insurance.

And if you want to stay in Germany permanently ...

… You have an optional right to choose from all opened comprehensive health insurances of the Hallesche. No matter how long your stay in Germany lasts, we will find the right solution for you.

Your advantages

Meets all criteria for compulsory insurance in Germany and for a visa or temporary residence permit
Eligible for employer subsidies
Option to continued insurance
No minimum contract terms
Digital application process in English
Monthly right of termination
Numerous services, for example:

English-speaking customer service, video telephony with doctors in over 20 languages, service accounting per app, flat rate for digital health services

Hi.Germany: Action!

Health Services at a glance

Hallesche supports you in every life situation.

Helpful

Here you will find more helpful webpages and documents in English

Flyer Hi.Germany (English)

We have been awarded!

Product comparison Hi.Germany

Choose between a comfort protection (L) and a lower-priced basic protection (S) as well as the amount of the outpatient deductible.

Basic protection

Hi.Medical S

starting from € 72,89

for a 28-year-old person; to the overview of contributions

Bitte auswählen

Comfort protection

Hi.Medical L

starting from € 147,88

for a 28-year-old person; to the overview of contributions

Bitte auswählen

Outpatient deductible

Tariff rate P500: 10 % up to € 500 deductible per year or tariff rate 1200: € 1,200 deductible per year

Medical treatment

For doctors and specialists, up to the maximum rate of the German Fee regulations

100 %

Digital health services

100 % up to € 60 per year

100 % up to € 120 per year

Outpatient psychotherapy

100 % for 25 sessions per year

Medicaments and dressings

100 %

Remedies

No limitation of € 750 / € 1,500, if the remedy is needed due to an accident or serious illness

100 % up to € 750 per year

100 % up to € 1,500 per year

Visual aids

100 % up to € 250 every 2 years

Naturopathic treatment

100 % for treatment by physicians

100 % for treatment by physicians
100 % up to € 500 per year for treatment by non-physicians
(f.e. alternative practitioners, osteopaths…)

Accommodation in the hospital

100 % in a multi-bedded room

100 % in a one-bedded room

Senior consultant in the hospital

100 % up to the maximum rate of the German Fee regulations

Further details in the product comparison.

Please note, that the scope of the various benefits is determined by the insurance conditions.

Optional

The tooth protection can be insured optionally.
Tariff Hi.Dental S and Hi.Dental L can be combined with the Tariffs of Hi.Medical as desired.

Hi.Dental S

Basic tooth protection up to € 500 per year
Product details
starting from € 12,91 for a 28-year-old person

Hi.Dental L

Premium tooth protection up to € 1,500 per year
Product details
starting from € 36,21 for a 28-year-old person

FAQ: The answers to your most important questions

With tariff Hi.Medical S/L, You can choose any doctor. With tariff Hi.Dental S/L, you can choose any dentist.

Yes, if your child has a temporary residence permit for Germany.

There are no waiting periods in the Hi.Germany tariffs.

If you leave Germany, you can terminate your Hi.Germany tariffs.

You can cancel your Hi.Germany tariffs on monthly basis. To do so, you must send us your cancellation in writing at least 15 days before the end of the month. The cancellation is then valid for the first day of the next month.

Please notice: The Hi.Dental tariff cannot be insured without the Hi.Medical tariff. If you cancel the Hi.Medical tariff, the Hi.Dental tariff automatically end.